Refinancing

Use this cash out refinance calculator to see how much you could borrow and what the cost of your new monthly payment would be.

Try this refinance calculator to understand how much you could save if you refinance your mortgage.

Better compiled a list of 15 events and milestones in the history of the American mortgage system, using information from news articles, encyclopedias, and historical literature.

Better analyzed U.S. Census Bureau data to determine how homeownership rates have changed over the past 25 years.

Refinance appraisal higher than expected? Understand the appraisal process, associated costs, and what it means for your refinancing options and mortgage terms.

Conventional loans are the most common mortgage type in the US. Here we explain what makes them different from other mortgage options and how to get one.

Try this interactive amortization calculator to find the amortization schedule for any fixed-rate mortgage.

Wondering what are points on a mortgage? Learn how they work, how buying points lowers your interest rate, and whether they can truly save you money over time.

We looked at notable design trends over the past 100 years to see how American homes have changed.

Here’s how much home prices and average interest rates have risen since 1950.

Jumbo loans are mortgage loans that have a higher-than-normal balance. Here's what you need to know about securing this type of financing in 2021.

Learn the differences between jumbo vs conventional loan types, county loan limits, qualifying guidelines, and how to know if you should consider a jumbo loan.

Learn if mortgage pre-approval is free or has costs, and understand what to expect from the process before you start the exciting journey of buying a new home.

Looking to buy a property that makes money for you? Learn the minimum qualification requirements to get a mortgage pre approval for an investment property.

Many homebuyers boost their borrowing power by purchasing a home with a partner. Discover the benefits and learn how to get a joint mortgage pre-approval.

Discover how loan subordination lets you refinance while keeping a second mortgage: What it is, how it works, key steps, and why it’s important.

Tips for comparing the affordability of renting and buying a home, and deciding which one might be right for you.

Get approved for a mortgage for self-employed borrowers: understand income docs, tax write-offs, down payment proof, and tips to boost eligibility with lenders.

Learn what a closing package is, why it matters, and how it finalizes your home purchase so you can confidently navigate the last step of the mortgage process.

Refinancing may help you save money and give you access to your home equity. Here are the pros and cons of refinancing, and scenarios when it makes sense.