Refinancing

Every real estate transaction comes with fees, no matter how you pay. Learn what is included in closing costs, when they’re due, and what they all mean.

Two ways that refinancing can benefit homeowners going through a divorce

Your utility bills can eat up a large chunk of your monthly budget, but there are a number of ways you can cut costs. Check out our tips for saving....

Use this new home checklist to learn essential tips on safety, inspections, and address updates so you can settle in comfortably and enjoy your new home.

Use this cash out refinance calculator to see how much you could borrow and what the cost of your new monthly payment would be.

Wondering “How much does it cost to refinance?” Here’s your guide to the short- and long-term costs of refinancing your mortgage.

Better compiled a list of 15 events and milestones in the history of the American mortgage system, using information from news articles, encyclopedias, and historical literature.

Refinance appraisal higher than expected? Understand the appraisal process, associated costs, and what it means for your refinancing options and mortgage terms.

Conventional loans are the most common mortgage type in the US. Here we explain what makes them different from other mortgage options and how to get one.

Try this interactive amortization calculator to find the amortization schedule for any fixed-rate mortgage.

Wondering what are points on a mortgage? Learn how they work, how buying points lowers your interest rate, and whether they can truly save you money over time.

Learn the differences between jumbo vs conventional loan types, county loan limits, qualifying guidelines, and how to know if you should consider a jumbo loan.

Many homebuyers boost their borrowing power by purchasing a home with a partner. Discover the benefits and learn how to get a joint mortgage pre-approval.

Discover how loan subordination lets you refinance while keeping a second mortgage: What it is, how it works, key steps, and why it’s important.

Wondering if getting pre-approved hurts your credit? Discover how credit checks work and simple ways to keep your score safe during the mortgage process.

Can’t afford surprise repairs or vet bills? Learn how to protect your home, belongings, and pets with affordable insurance from Better Cover and Lemonade.

Understand appraisal contingency: how it protects buyers, affects mortgages and LTV, options when appraisals are low, and when it’s smart to safely waive.

Explore FHA loan essentials: credit score and down payment thresholds, DTI, MIP costs, property standards, and how to apply with government-backed flexibility.

Tips for comparing the affordability of renting and buying a home, and deciding which one might be right for you.

Get approved for a mortgage for self-employed borrowers: understand income docs, tax write-offs, down payment proof, and tips to boost eligibility with lenders.