Refinancing

Discover the nuances of buying a second home versus an investment property and which option may be best for your goals.

How often can you refinance a mortgage, understand common seasoning rules, costs, pros and cons, and how to decide if refinancing again is truly worth it.

Thinking of buying a vacation home? Find out the requirements the property must meet to be eligible for a second mortgage.

Discover conventional loan requirements, how they compare to FHA and VA loans, and find out if this type of mortgage is the right fit for your situation.

Two ways that refinancing can benefit homeowners going through a divorce

Learn all about what a debt-to-income ratio (DTI) is, what a good debt-to-income ratio looks like, and why it matters when taking out a home mortgage.

Refinancing your mortgage? You may want to buy down your interest rate by purchasing points, which can save you thousands over the life of your loan.

Wondering if getting pre-approved hurts your credit? Discover how credit checks work and simple ways to keep your score safe during the mortgage process.

Understand appraisal contingency: how it protects buyers, affects mortgages and LTV, options when appraisals are low, and when it’s smart to safely waive.

Explore FHA loan essentials: credit score and down payment thresholds, DTI, MIP costs, property standards, and how to apply with government-backed flexibility.

Consolidate high-interest debt with a cash-out refinance from Better Mortgage.

Learn what the underwriting process timeline looks like, what underwriters review, common approval conditions, and how Better helps speed up the process.

If you’re applying for a mortgage or refinancing, you’ll need to “lock” your rate during the loan process. Here’s a breakdown of what exactly that means.

The CARES Act makes it easier for those affected by COVID-19 to put their mortgage into forbearance—but a refinance might be a better option.

Discover what affects a home appraisal for refinance, including how cleanliness and other factors may influence its value. Learn what appraisers look for and how to prepare your home.

Thinking about refinancing your mortgage? Learn when to refinance, the benefits, and key factors to help you decide if now is truly the right time for you.

Thinking of refinancing? You might want to start off the refinance process by asking your loan officer these 5 important questions.

Mortgage paperwork can often seem confusing, but this handy guide breaks down exactly what documents you’ll need.

Learn how to lower debt to income ratio for mortgage approval. Understand what affects your DTI ratio, why it matters, and how to qualify for better rates.

Your loan estimate is a summary of the terms and costs associated with your loan. Learn how to read and understand it with confidence.