Is my credit score too low to apply?

Learn the minimum credit score needed to apply for a mortgage or refinance, and understand how credit requirements vary by loan type and purpose. Read more

What is a notice of default? Understand how it signals missing payments, starts the foreclosure process, and what borrowers can do to avoid losing their home. Read more

Should I lock my mortgage rate today? Here’s the answer. The best time to lock is when you find a rate you like after an accepted offer or when refinancing. Read more